OAT-012 Cashing Out

This is an automated threat. To view all automated threats, please see the Automated Threat Category page. The OWASP Automated Threat Handbook - Wed Applications (pdf, print), an output of the OWASP Automated Threats to Web Applications Project, provides a fuller guide to each threat, detection methods and countermeasures. The threat identification chart helps to correctly identify the automated threat.

Definition

OWASP Automated Threat (OAT) Identity Number

OAT-012

Threat Event Name

Cashing Out

Summary Defining Characteristics

Buy goods or obtain cash utilising validated stolen payment card or other user account data.

Indicative Diagram

Description

Obtaining currency or higher-value merchandise via the application using stolen, previously validated payment cards or other account login credentials. Cashing Out sometimes may be undertaken in conjunction with product return fraud. For financial transactions, this is usually a transfer of funds to a mule’s account. For payment cards, this activity may occur following OAT-001 Carding of bulk stolen data, or OAT-010 Card Cracking, and the goods are dropped at a reshipper's address. The refunding of payments via non-financial applications (e.g. tax refunds, claims payment) is also included in Cashing Out.

Obtaining other information of value from the application is instead OAT-011 Scraping.

Other Names and Examples

Deetsing; Money laundering; Online credit card fraud; Online payment card fraud; Refund fraud; Stolen identity refund fraud (SIRF)

See Also

• OAT-001 Carding
• OAT-011 Scraping
• OAT-010 Card Cracking

Cross-References

CAPEC Category / Attack Pattern IDs

• 210 Abuse of Functionality

CWE Base / Class / Variant IDs

• 799 Improper Control of Interaction Frequency
• 837 Improper Enforcement of a Single, Unique Action

WASC Threat IDs

• 21 Insufficient Anti-Automation
• 42 Abuse of Functionality

OWASP Attack Category / Attack IDs

• Abuse of Functionality