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		<updated>2026-04-18T09:57:25Z</updated>
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	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32327</id>
		<title>Losing your money</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32327"/>
				<updated>2008-06-24T18:44:33Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;{{Template:Business Impact}}&lt;br /&gt;
Last revision (MM/DD/YY): '''{{REVISIONMONTH}}/{{REVISIONDAY}}/{{REVISIONYEAR}}'''&lt;br /&gt;
&lt;br /&gt;
==Description==&lt;br /&gt;
Any company as a whole is made up of individuals. If the company experiences a revenue reduction, this translates down to a reduction in benefits for the employees and possibly even to a reduction of the number of its employees.&lt;br /&gt;
&lt;br /&gt;
==Risk Factors==&lt;br /&gt;
* The financial report is impacted when an application or network service level agreement is not met &lt;br /&gt;
&lt;br /&gt;
* Reduction in benefits for the individual &lt;br /&gt;
&lt;br /&gt;
* Reduction in headcount for the company &lt;br /&gt;
&lt;br /&gt;
* A company's expenses will exceed its revenues &lt;br /&gt;
&lt;br /&gt;
* Hackers invading a network or application system &lt;br /&gt;
&lt;br /&gt;
* PCI compliancy did not occur and the company is fined&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
==Examples==&lt;br /&gt;
===A Company's Expenses Exceed Its Revenues===&lt;br /&gt;
&lt;br /&gt;
The business looks at ways to reduce costs. Employee benefits are re-examined and modified to support reducing company cost thus reducing its yearly expenses. &lt;br /&gt;
&lt;br /&gt;
===Domino Impact===&lt;br /&gt;
&lt;br /&gt;
A hacker invades a network and finds its way through an application wall.  The customer’s encrypted personal data was opened and used outside in the business market.  The customer files a lawsuit against the company.  The company files bankruptcy.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
==Related Technical Impacts==&lt;br /&gt;
&lt;br /&gt;
* Loss of confidentiality&lt;br /&gt;
&lt;br /&gt;
* Loss of integrity&lt;br /&gt;
&lt;br /&gt;
* Loss of availability&lt;br /&gt;
&lt;br /&gt;
* Loss of accountability&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
==References==&lt;br /&gt;
* [http://www.lulu.com/items/volume_62/1412000/1412042/1/print/Owasp-rails-security.pdf OWASP Top 10 - Ruby on Rails version]&lt;br /&gt;
&lt;br /&gt;
[[Category:Financial damage]]&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_sellable_products&amp;diff=32326</id>
		<title>Losing sellable products</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_sellable_products&amp;diff=32326"/>
				<updated>2008-06-24T18:40:34Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;{{Template:Business Impact}}&lt;br /&gt;
Last revision (mm/dd/yy): '''{{REVISIONMONTH}}/{{REVISIONDAY}}/{{REVISIONYEAR}}'''&lt;br /&gt;
&lt;br /&gt;
==Description==&lt;br /&gt;
The business is not set up to effectively distribute, sell or maintain products for existing or new customers. Businesses basically fall into two categories: product providers and service providers. Product providers sell the products to the customers. Service providers maintain customer’s throughout the life-cycle. This means that special needs have to be made to take care of the customer so that they will continue to use your services. &lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
==Risk Factors==&lt;br /&gt;
* Irate customers &lt;br /&gt;
&lt;br /&gt;
* Sellable equipment, services and/or features missing from applications &lt;br /&gt;
&lt;br /&gt;
* Network and application failures frustrates both users and customers &lt;br /&gt;
&lt;br /&gt;
* Profits decrease for the company &lt;br /&gt;
&lt;br /&gt;
* Legal action occurs&lt;br /&gt;
&lt;br /&gt;
* Fraudulent users unlawfully use customer data to send devices to an authorized location&lt;br /&gt;
&lt;br /&gt;
 &lt;br /&gt;
&lt;br /&gt;
==Examples==&lt;br /&gt;
 &lt;br /&gt;
===Decrease in Revenue===&lt;br /&gt;
&lt;br /&gt;
A sales tool application is down for two hours which impacts users to sell products to customers. The Service Level Agreement (SLA) of the application is not met. Potential loss of revenue for those two hours is estimated at $200K. (Note: each application has its own SLA agreement pre-determined and an Application Business Impact Analysis (ABIA) survey determines the financial loss).&lt;br /&gt;
&lt;br /&gt;
===Profits Sailing Down===&lt;br /&gt;
&lt;br /&gt;
Saleable equipment is missing from an application.  A customer wants to purchase one of the missing items and is not able to proceed with their order. The customer gets frustrated and the sale is lost.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
==Related Technical Impacts==&lt;br /&gt;
&lt;br /&gt;
* Loss of integrity&lt;br /&gt;
&lt;br /&gt;
* Loss of availability&lt;br /&gt;
&lt;br /&gt;
* Loss of accountability&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
==References==&lt;br /&gt;
&lt;br /&gt;
*OWASP Top 10 - Ruby on Rails version [http://www.lulu.com/items/volume_62/1412000/1412042/1/print/Owasp-rails-security.pdf]&lt;br /&gt;
&lt;br /&gt;
[[Category:Financial damage]]&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_opportunity_to_make_money&amp;diff=32325</id>
		<title>Losing opportunity to make money</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_opportunity_to_make_money&amp;diff=32325"/>
				<updated>2008-06-24T18:36:23Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;{{Template:Business Impact}}&lt;br /&gt;
Last revision (mm/dd/yy): '''{{REVISIONMONTH}}/{{REVISIONDAY}}/{{REVISIONYEAR}}'''&lt;br /&gt;
&lt;br /&gt;
==Description==&lt;br /&gt;
We currently live in a society where a customer expects instant gratification. A system or network issue will impact the opportunity for the user to bring in money for the company therefore losing the opportunity to make money.  A customer expects the company not to violate their personal information.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
==Risk Factors==&lt;br /&gt;
&lt;br /&gt;
* Reduction in customer satisfaction &lt;br /&gt;
&lt;br /&gt;
* Potential loss of new customers &lt;br /&gt;
&lt;br /&gt;
* Alienation of existing customers &lt;br /&gt;
&lt;br /&gt;
* Company’s reputation is violated&lt;br /&gt;
&lt;br /&gt;
* Attackers violating applications&lt;br /&gt;
&lt;br /&gt;
* Fraudulent actions by users&lt;br /&gt;
&lt;br /&gt;
* Legal action against the company&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
==Examples==&lt;br /&gt;
 &lt;br /&gt;
===Frustrated Customer===&lt;br /&gt;
&lt;br /&gt;
A potential customer is shopping for a new wireless device and plan. If a system is experiencing issues, the customer becomes weary of the company and decides to hold off purchasing. This will result in losing the opportunity for the company to make money. &lt;br /&gt;
&lt;br /&gt;
===Fraudulent Acts===&lt;br /&gt;
&lt;br /&gt;
A user violates the company’s ethical stature and customer’s personal identification by using the customer’s personal information to purchase products and/or services.  The customer realizes unauthorized purchases were made to their credit card.  Legal action is taken against the company.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
==Related Technical Impacts==&lt;br /&gt;
*Loss of confidentiality&lt;br /&gt;
&lt;br /&gt;
* Loss of integrity&lt;br /&gt;
&lt;br /&gt;
* Loss of availability&lt;br /&gt;
&lt;br /&gt;
* Loss of accountability&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
==References==&lt;br /&gt;
*OWASP Top 10 - Ruby on Rails version, [http://www.lulu.com/items/volume_62/1412000/1412042/1/print/Owasp-rails-security.pdf]&lt;br /&gt;
&lt;br /&gt;
[[Category:Financial damage]]&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_customer%E2%80%99s_money&amp;diff=32324</id>
		<title>Losing customer’s money</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_customer%E2%80%99s_money&amp;diff=32324"/>
				<updated>2008-06-24T18:33:07Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;{{Template:Business Impact}}&lt;br /&gt;
Last revision (mm/dd/yy): '''{{REVISIONMONTH}}/{{REVISIONDAY}}/{{REVISIONYEAR}}'''&lt;br /&gt;
&lt;br /&gt;
==Description==&lt;br /&gt;
Losing a customer’s money can occur by an attacker, to the network going down, to a customer incurring costs for a product or service which was never used or received.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
==Risk Factors==&lt;br /&gt;
* Unhappy customer &lt;br /&gt;
&lt;br /&gt;
* Disgruntle customers will leave &lt;br /&gt;
&lt;br /&gt;
* New and existing customers talk badly about their experiences to friends. &lt;br /&gt;
&lt;br /&gt;
* Company’s reputation is smudged &lt;br /&gt;
&lt;br /&gt;
* Legal action occurs &lt;br /&gt;
&lt;br /&gt;
* Threat to the network or an application&lt;br /&gt;
&lt;br /&gt;
* Invasion of customer’s privacy&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
==Example==&lt;br /&gt;
===Missing Equipment===&lt;br /&gt;
&lt;br /&gt;
The application doesn’t reflect the correct status of the inventory and a customer purchases a device which is backordered. The customer becomes frustrated with the company when the item is not received. This customer talks to their colleagues about their experiences with your company. The company's reputation is smudged in the community. &lt;br /&gt;
&lt;br /&gt;
===Hackers===&lt;br /&gt;
&lt;br /&gt;
A hacker invades a network and finds its way through an application wall.  Customer’s unencrypted credit card data was located within an application database.  The data was opened and the credit card info was retrieved.  The customer is now experiencing identity fraud.  The customer now feels violated and doesn’t know how or why this occurred.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
==Related Technical Impacts==&lt;br /&gt;
* Loss of confidentiality&lt;br /&gt;
&lt;br /&gt;
* Loss of accountability&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
==References==&lt;br /&gt;
*OWASP Top 10 - Ruby on Rails version [http://www.lulu.com/items/volume_62/1412000/1412042/1/print/Owasp-rails-security.pdf]&lt;br /&gt;
&lt;br /&gt;
*OWASP CLASP v1.2 [http://www.lulu.com/items/volume_62/1401000/1401307/3/print/OWASP_CLASP_v1.2_for_print_LULU.pdf]&lt;br /&gt;
&lt;br /&gt;
[[Category:Financial damage]]&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_customer%E2%80%99s_money&amp;diff=32323</id>
		<title>Losing customer’s money</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_customer%E2%80%99s_money&amp;diff=32323"/>
				<updated>2008-06-24T18:32:31Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;{{Template:Business Impact}}&lt;br /&gt;
Last revision (mm/dd/yy): '''{{REVISIONMONTH}}/{{REVISIONDAY}}/{{REVISIONYEAR}}'''&lt;br /&gt;
&lt;br /&gt;
==Description==&lt;br /&gt;
Losing a customer’s money can occur by an attacker, to the network going down, to a customer incurring costs for a product or service which was never used or received.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
'''Risk Factors==&lt;br /&gt;
* Unhappy customer &lt;br /&gt;
&lt;br /&gt;
* Disgruntle customers will leave &lt;br /&gt;
&lt;br /&gt;
* New and existing customers talk badly about their experiences to friends. &lt;br /&gt;
&lt;br /&gt;
* Company’s reputation is smudged &lt;br /&gt;
&lt;br /&gt;
* Legal action occurs &lt;br /&gt;
&lt;br /&gt;
* Threat to the network or an application&lt;br /&gt;
&lt;br /&gt;
* Invasion of customer’s privacy&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
==Example==&lt;br /&gt;
===Missing Equipment===&lt;br /&gt;
&lt;br /&gt;
The application doesn’t reflect the correct status of the inventory and a customer purchases a device which is backordered. The customer becomes frustrated with the company when the item is not received. This customer talks to their colleagues about their experiences with your company. The company's reputation is smudged in the community. &lt;br /&gt;
&lt;br /&gt;
===Hackers===&lt;br /&gt;
&lt;br /&gt;
A hacker invades a network and finds its way through an application wall.  Customer’s unencrypted credit card data was located within an application database.  The data was opened and the credit card info was retrieved.  The customer is now experiencing identity fraud.  The customer now feels violated and doesn’t know how or why this occurred.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
==Related Technical Impacts==&lt;br /&gt;
* Loss of confidentiality&lt;br /&gt;
&lt;br /&gt;
* Loss of accountability&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
==References==&lt;br /&gt;
*OWASP Top 10 - Ruby on Rails version [http://www.lulu.com/items/volume_62/1412000/1412042/1/print/Owasp-rails-security.pdf]&lt;br /&gt;
&lt;br /&gt;
*OWASP CLASP v1.2 [http://www.lulu.com/items/volume_62/1401000/1401307/3/print/OWASP_CLASP_v1.2_for_print_LULU.pdf]&lt;br /&gt;
&lt;br /&gt;
[[Category:Financial damage]]&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32297</id>
		<title>Losing your money</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32297"/>
				<updated>2008-06-24T16:24:42Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;{{Template:Business Impact}}&lt;br /&gt;
Last revision (06/24/08): '''{{REVISIONMONTH}}/{{REVISIONDAY}}/{{REVISIONYEAR}}&lt;br /&gt;
&lt;br /&gt;
==Description==&lt;br /&gt;
Any company as a whole is made up of individuals. If the company experiences a revenue reduction, this translates down to a reduction in benefits for the employees and possibly even to a reduction of the number of its employees.&lt;br /&gt;
&lt;br /&gt;
==Risk Factors==&lt;br /&gt;
• The financial report is impacted when an application or network service level agreement is not met. &lt;br /&gt;
&lt;br /&gt;
* Reduction in benefits for the individual. &lt;br /&gt;
&lt;br /&gt;
* Reduction in headcount for the company. &lt;br /&gt;
&lt;br /&gt;
* A company's expenses will exceed its revenues. &lt;br /&gt;
&lt;br /&gt;
* Hackers invading a network or application system. &lt;br /&gt;
&lt;br /&gt;
* PCI compliancy did not occur and the company is fined.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
==Examples==&lt;br /&gt;
===A Company's Expenses Exceed Its Revenues===&lt;br /&gt;
&lt;br /&gt;
The business looks at ways to reduce costs. Employee benefits are re-examined and modified to support reducing company cost thus reducing its yearly expenses. &lt;br /&gt;
&lt;br /&gt;
===Domino Impact===&lt;br /&gt;
&lt;br /&gt;
A hacker invades a network and finds its way through an application wall.  The customer’s encrypted personal data was opened and used outside in the business market.  The customer files a lawsuit against the company.  The company files bankruptcy.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
==Related Technical Impacts==&lt;br /&gt;
&lt;br /&gt;
* Loss of confidentiality&lt;br /&gt;
&lt;br /&gt;
* Loss of integrity&lt;br /&gt;
&lt;br /&gt;
* Loss of availability&lt;br /&gt;
&lt;br /&gt;
* Loss of accountability&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
==References==&lt;br /&gt;
* OWASP Top 10 - Ruby on Rails version [http://www.lulu.com/items/volume_62/1412000/1412042/1/print/Owasp-rails-security.pdf]&lt;br /&gt;
&lt;br /&gt;
[[Category:Financial damage]]&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32291</id>
		<title>Losing your money</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32291"/>
				<updated>2008-06-24T15:30:26Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;{{Template:Business Impact}}&lt;br /&gt;
Last revision (06/24/08): '''{{REVISIONMONTH}}/{{REVISIONDAY}}/{{REVISIONYEAR}}&lt;br /&gt;
&lt;br /&gt;
==Description==&lt;br /&gt;
Any company as a whole is made up of individuals. If the company experiences a revenue reduction, this translates down to a reduction in benefits for the employees and possibly even to a reduction of the number of its employees.&lt;br /&gt;
&lt;br /&gt;
==Risk Factors==&lt;br /&gt;
• The financial report is impacted when an application or network service level agreement is not met. &lt;br /&gt;
&lt;br /&gt;
* Reduction in benefits for the individual. &lt;br /&gt;
&lt;br /&gt;
* Reduction in headcount for the company. &lt;br /&gt;
&lt;br /&gt;
* A company's expenses will exceed its revenues. &lt;br /&gt;
&lt;br /&gt;
* Hackers invading a network or application system. &lt;br /&gt;
&lt;br /&gt;
* PCI compliancy did not occur and the company is fined.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
==Examples==&lt;br /&gt;
===A Company's Expenses Exceed Its Revenues===&lt;br /&gt;
&lt;br /&gt;
The business looks at ways to reduce costs. Employee benefits are re-examined and modified to support reducing company cost thus reducing its yearly expenses. &lt;br /&gt;
&lt;br /&gt;
===Domino Impact===&lt;br /&gt;
&lt;br /&gt;
A hacker invades a network and finds its way through an application wall.  The customer’s encrypted personal data was opened and used outside in the business market.  The customer files a lawsuit against the company.  The company files bankruptcy.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
==Related Technical Impacts==&lt;br /&gt;
&lt;br /&gt;
* Loss of confidentiality&lt;br /&gt;
&lt;br /&gt;
* Loss of integrity&lt;br /&gt;
&lt;br /&gt;
* Loss of availability&lt;br /&gt;
&lt;br /&gt;
* Loss of accountability&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
==References==&lt;br /&gt;
* OWASP Top 10 - Ruby on Rails version [http://www.lulu.com/items/volume_62/1412000/1412042/1/print/Owasp-rails-security.pdf]&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32290</id>
		<title>Losing your money</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32290"/>
				<updated>2008-06-24T15:29:18Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;{{Template:Business Impact}}&lt;br /&gt;
Last revision (06/24/08): '''{{REVISIONMONTH}}/{{REVISIONDAY}}/{{REVISIONYEAR}}&lt;br /&gt;
&lt;br /&gt;
== '''Description''' ==&lt;br /&gt;
Any company as a whole is made up of individuals. If the company experiences a revenue reduction, this translates down to a reduction in benefits for the employees and possibly even to a reduction of the number of its employees.&lt;br /&gt;
&lt;br /&gt;
== '''Risk Factors''' ==&lt;br /&gt;
• The financial report is impacted when an application or network service level agreement is not met. &lt;br /&gt;
&lt;br /&gt;
* Reduction in benefits for the individual. &lt;br /&gt;
&lt;br /&gt;
* Reduction in headcount for the company. &lt;br /&gt;
&lt;br /&gt;
* A company's expenses will exceed its revenues. &lt;br /&gt;
&lt;br /&gt;
* Hackers invading a network or application system. &lt;br /&gt;
&lt;br /&gt;
* PCI compliancy did not occur and the company is fined.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
==Examples==&lt;br /&gt;
===A Company's Expenses Exceed Its Revenues===&lt;br /&gt;
&lt;br /&gt;
The business looks at ways to reduce costs. Employee benefits are re-examined and modified to support reducing company cost thus reducing its yearly expenses. &lt;br /&gt;
&lt;br /&gt;
===Domino Impact===&lt;br /&gt;
&lt;br /&gt;
A hacker invades a network and finds its way through an application wall.  The customer’s encrypted personal data was opened and used outside in the business market.  The customer files a lawsuit against the company.  The company files bankruptcy.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
==Related Technical Impacts==&lt;br /&gt;
&lt;br /&gt;
* Loss of confidentiality&lt;br /&gt;
&lt;br /&gt;
* Loss of integrity&lt;br /&gt;
&lt;br /&gt;
* Loss of availability&lt;br /&gt;
&lt;br /&gt;
* Loss of accountability&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
==References==&lt;br /&gt;
* OWASP Top 10 - Ruby on Rails version [http://www.lulu.com/items/volume_62/1412000/1412042/1/print/Owasp-rails-security.pdf]&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32289</id>
		<title>Losing your money</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32289"/>
				<updated>2008-06-24T15:28:36Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;{{Template:Business Impact}}&lt;br /&gt;
Last revision (06/24/08): '''{{REVISIONMONTH}}/{{REVISIONDAY}}/{{REVISIONYEAR}}&lt;br /&gt;
&lt;br /&gt;
== '''Description''' ==&lt;br /&gt;
Any company as a whole is made up of individuals. If the company experiences a revenue reduction, this translates down to a reduction in benefits for the employees and possibly even to a reduction of the number of its employees.&lt;br /&gt;
&lt;br /&gt;
== '''Risk Factors''' ==&lt;br /&gt;
• The financial report is impacted when an application or network service level agreement is not met. &lt;br /&gt;
&lt;br /&gt;
* Reduction in benefits for the individual. &lt;br /&gt;
&lt;br /&gt;
* Reduction in headcount for the company. &lt;br /&gt;
&lt;br /&gt;
* A company's expenses will exceed its revenues. &lt;br /&gt;
&lt;br /&gt;
* Hackers invading a network or application system. &lt;br /&gt;
&lt;br /&gt;
* PCI compliancy did not occur and the company is fined.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
==Examples==&lt;br /&gt;
===A Company's Expenses Exceed Its Revenues===&lt;br /&gt;
&lt;br /&gt;
The business looks at ways to reduce costs. Employee benefits are re-examined and modified to support reducing company cost thus reducing its yearly expenses. &lt;br /&gt;
&lt;br /&gt;
===Domino Impact===&lt;br /&gt;
&lt;br /&gt;
A hacker invades a network and finds its way through an application wall.  The customer’s encrypted personal data was opened and used outside in the business market.  The customer files a lawsuit against the company.  The company files bankruptcy.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
==Related Technical Impacts==&lt;br /&gt;
&lt;br /&gt;
- Loss of confidentiality&lt;br /&gt;
&lt;br /&gt;
- Loss of integrity&lt;br /&gt;
&lt;br /&gt;
- Loss of availability&lt;br /&gt;
&lt;br /&gt;
- Loss of accountability&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
==References==&lt;br /&gt;
* OWASP Top 10 - Ruby on Rails version [http://www.lulu.com/items/volume_62/1412000/1412042/1/print/Owasp-rails-security.pdf]&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32288</id>
		<title>Losing your money</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32288"/>
				<updated>2008-06-24T15:27:45Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;{{Template:Business Impact}}&lt;br /&gt;
Last revision (06/24/08): '''{{REVISIONMONTH}}/{{REVISIONDAY}}/{{REVISIONYEAR}}&lt;br /&gt;
&lt;br /&gt;
== '''Description''' ==&lt;br /&gt;
Any company as a whole is made up of individuals. If the company experiences a revenue reduction, this translates down to a reduction in benefits for the employees and possibly even to a reduction of the number of its employees.&lt;br /&gt;
&lt;br /&gt;
== '''Risk Factors''' ==&lt;br /&gt;
• The financial report is impacted when an application or network service level agreement is not met. &lt;br /&gt;
&lt;br /&gt;
* Reduction in benefits for the individual. &lt;br /&gt;
&lt;br /&gt;
* Reduction in headcount for the company. &lt;br /&gt;
&lt;br /&gt;
* A company's expenses will exceed its revenues. &lt;br /&gt;
&lt;br /&gt;
* Hackers invading a network or application system. &lt;br /&gt;
&lt;br /&gt;
* PCI compliancy did not occur and the company is fined.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
==Examples==&lt;br /&gt;
'''A Company's Expenses Exceed Its Revenues''' &lt;br /&gt;
&lt;br /&gt;
The business looks at ways to reduce costs. Employee benefits are re-examined and modified to support reducing company cost thus reducing its yearly expenses. &lt;br /&gt;
&lt;br /&gt;
===Domino Impact===&lt;br /&gt;
&lt;br /&gt;
A hacker invades a network and finds its way through an application wall.  The customer’s encrypted personal data was opened and used outside in the business market.  The customer files a lawsuit against the company.  The company files bankruptcy.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
==Related Technical Impacts==&lt;br /&gt;
&lt;br /&gt;
- Loss of confidentiality&lt;br /&gt;
&lt;br /&gt;
- Loss of integrity&lt;br /&gt;
&lt;br /&gt;
- Loss of availability&lt;br /&gt;
&lt;br /&gt;
- Loss of accountability&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
==References==&lt;br /&gt;
* OWASP Top 10 - Ruby on Rails version [http://www.lulu.com/items/volume_62/1412000/1412042/1/print/Owasp-rails-security.pdf]&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32286</id>
		<title>Losing your money</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32286"/>
				<updated>2008-06-24T15:27:11Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;{{Template:Business Impact}}&lt;br /&gt;
Last revision (06/24/08): '''{{REVISIONMONTH}}/{{REVISIONDAY}}/{{REVISIONYEAR}}&lt;br /&gt;
&lt;br /&gt;
== '''Description''' ==&lt;br /&gt;
Any company as a whole is made up of individuals. If the company experiences a revenue reduction, this translates down to a reduction in benefits for the employees and possibly even to a reduction of the number of its employees.&lt;br /&gt;
&lt;br /&gt;
== '''Risk Factors''' ==&lt;br /&gt;
• The financial report is impacted when an application or network service level agreement is not met. &lt;br /&gt;
&lt;br /&gt;
* Reduction in benefits for the individual. &lt;br /&gt;
&lt;br /&gt;
* Reduction in headcount for the company. &lt;br /&gt;
&lt;br /&gt;
* A company's expenses will exceed its revenues. &lt;br /&gt;
&lt;br /&gt;
* Hackers invading a network or application system. &lt;br /&gt;
&lt;br /&gt;
* PCI compliancy did not occur and the company is fined.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
==Examples==&lt;br /&gt;
'''A Company's Expenses Exceed Its Revenues''' &lt;br /&gt;
&lt;br /&gt;
The business looks at ways to reduce costs. Employee benefits are re-examined and modified to support reducing company cost thus reducing its yearly expenses. &lt;br /&gt;
&lt;br /&gt;
===Domino Impact===&lt;br /&gt;
&lt;br /&gt;
A hacker invades a network and finds its way through an application wall.  The customer’s encrypted personal data was opened and used outside in the business market.  The customer files a lawsuit against the company.  The company files bankruptcy.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
==Related Technical Impacts==&lt;br /&gt;
&lt;br /&gt;
- Loss of confidentiality&lt;br /&gt;
&lt;br /&gt;
- Loss of integrity&lt;br /&gt;
&lt;br /&gt;
- Loss of availability&lt;br /&gt;
&lt;br /&gt;
- Loss of accountability&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
==References==&lt;br /&gt;
* OWASP Top 10 - Ruby on Rails version, [http://www.lulu.com/items/volume_62/1412000/1412042/1/print/Owasp-rails-security.pdf]&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32285</id>
		<title>Losing your money</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32285"/>
				<updated>2008-06-24T15:25:28Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;{{Template:Business Impact}}&lt;br /&gt;
Last revision (06/24/08): '''{{REVISIONMONTH}}/{{REVISIONDAY}}/{{REVISIONYEAR}}== '''Description''' ==&lt;br /&gt;
Any company as a whole is made up of individuals. If the company experiences a revenue reduction, this translates down to a reduction in benefits for the employees and possibly even to a reduction of the number of its employees.&lt;br /&gt;
&lt;br /&gt;
== '''Risk Factors''' ==&lt;br /&gt;
• The financial report is impacted when an application or network service level agreement is not met. &lt;br /&gt;
&lt;br /&gt;
* Reduction in benefits for the individual. &lt;br /&gt;
&lt;br /&gt;
* Reduction in headcount for the company. &lt;br /&gt;
&lt;br /&gt;
* A company's expenses will exceed its revenues. &lt;br /&gt;
&lt;br /&gt;
* Hackers invading a network or application system. &lt;br /&gt;
&lt;br /&gt;
* PCI compliancy did not occur and the company is fined.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
==Examples==&lt;br /&gt;
'''A Company's Expenses Exceed Its Revenues''' &lt;br /&gt;
&lt;br /&gt;
The business looks at ways to reduce costs. Employee benefits are re-examined and modified to support reducing company cost thus reducing its yearly expenses. &lt;br /&gt;
&lt;br /&gt;
===Domino Impact===&lt;br /&gt;
&lt;br /&gt;
A hacker invades a network and finds its way through an application wall.  The customer’s encrypted personal data was opened and used outside in the business market.  The customer files a lawsuit against the company.  The company files bankruptcy.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
==Related Technical Impacts==&lt;br /&gt;
&lt;br /&gt;
- Loss of confidentiality&lt;br /&gt;
&lt;br /&gt;
- Loss of integrity&lt;br /&gt;
&lt;br /&gt;
- Loss of availability&lt;br /&gt;
&lt;br /&gt;
- Loss of accountability&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
==References==&lt;br /&gt;
* OWASP Top 10 - Ruby on Rails version, [http://www.lulu.com/items/volume_62/1412000/1412042/1/print/Owasp-rails-security.pdf]&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Category:Financial_damage&amp;diff=32283</id>
		<title>Category:Financial damage</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Category:Financial_damage&amp;diff=32283"/>
				<updated>2008-06-24T15:05:41Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;{{Template:Business Impact}}&lt;br /&gt;
Last revision (06/24/08): '''{{REVISIONMONTH}}/{{REVISIONDAY}}/{{REVISIONYEAR}}&lt;br /&gt;
Financial damage is when profitable companies have a cash flow problem which impacts the business to generate profits to cover the company’s debt.  A company’s financial damage has a domino impact to its industry.  The reputation of the company reflects badly, the industry takes a hit, competitors gain your customers, and in some cases legal action is brought against the company.&lt;br /&gt;
&lt;br /&gt;
[[Category:Financial damage]]&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Category:Financial_damage&amp;diff=32282</id>
		<title>Category:Financial damage</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Category:Financial_damage&amp;diff=32282"/>
				<updated>2008-06-24T15:04:29Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;{{Template:Business Impact}}&lt;br /&gt;
'''{{06}}/{{24}}/{{08}}&amp;quot;&lt;br /&gt;
Financial damage is when profitable companies have a cash flow problem which impacts the business to generate profits to cover the company’s debt.  A company’s financial damage has a domino impact to its industry.  The reputation of the company reflects badly, the industry takes a hit, competitors gain your customers, and in some cases legal action is brought against the company.&lt;br /&gt;
&lt;br /&gt;
[[Category:Financial damage]]&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Category:Financial_damage&amp;diff=32281</id>
		<title>Category:Financial damage</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Category:Financial_damage&amp;diff=32281"/>
				<updated>2008-06-24T15:03:43Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;{{Template:Business Impact}}&lt;br /&gt;
'''{{06}}/{{24}}/{{08}}&lt;br /&gt;
Financial damage is when profitable companies have a cash flow problem which impacts the business to generate profits to cover the company’s debt.  A company’s financial damage has a domino impact to its industry.  The reputation of the company reflects badly, the industry takes a hit, competitors gain your customers, and in some cases legal action is brought against the company.&lt;br /&gt;
&lt;br /&gt;
[[Category:Financial damage]]&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_sellable_products&amp;diff=32279</id>
		<title>Losing sellable products</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_sellable_products&amp;diff=32279"/>
				<updated>2008-06-24T14:09:38Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;&lt;br /&gt;
== '''Description''' ==&lt;br /&gt;
The business is not set up to effectively distribute, sell or maintain products for existing or new customers. Businesses basically fall into two categories: product providers and service providers. Product providers sell the products to the customers. Service providers maintain customer’s throughout the life-cycle. This means that special needs have to be made to take care of the customer so that they will continue to use your services. &lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''Risk Factors''' ==&lt;br /&gt;
• Irate customers. &lt;br /&gt;
&lt;br /&gt;
• Sellable equipment, services and/or features missing from applications .&lt;br /&gt;
&lt;br /&gt;
• Network and application failures frustrates both users and customers. &lt;br /&gt;
&lt;br /&gt;
• Profits decrease for the company. &lt;br /&gt;
&lt;br /&gt;
• Legal action occurs.&lt;br /&gt;
&lt;br /&gt;
• Fraudulent users unlawfully use customer data to send devices to an authorized location.&lt;br /&gt;
&lt;br /&gt;
 &lt;br /&gt;
&lt;br /&gt;
== '''Examples''' ==&lt;br /&gt;
 &lt;br /&gt;
'''Decrease in Revenue'''&lt;br /&gt;
&lt;br /&gt;
A sales tool application is down for two hours which impacts users to sell products to customers. The Service Level Agreement (SLA) of the application is not met. Potential loss of revenue for those two hours is estimated at $200K. (Note: each application has its own SLA agreement pre-determined and an Application Business Impact Analysis (ABIA) survey determines the financial loss).&lt;br /&gt;
&lt;br /&gt;
'''Profits Sailing Down'''&lt;br /&gt;
&lt;br /&gt;
Saleable equipment is missing from an application.  A customer wants to purchase one of the missing items and is not able to proceed with their order. The customer gets frustrated and the sale is lost.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''Related Technical Impacts''' ==&lt;br /&gt;
&lt;br /&gt;
- Loss of integrity&lt;br /&gt;
&lt;br /&gt;
- Loss of availability&lt;br /&gt;
&lt;br /&gt;
- Loss of accountability&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''References''' ==&lt;br /&gt;
&lt;br /&gt;
OWASP Top 10 - Ruby on Rails version, http://www.lulu.com/items/volume_62/1412000/1412042/1/print/Owasp-rails-security.pdf&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_opportunity_to_make_money&amp;diff=32278</id>
		<title>Losing opportunity to make money</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_opportunity_to_make_money&amp;diff=32278"/>
				<updated>2008-06-24T14:07:52Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;== '''Description''' ==&lt;br /&gt;
We currently live in a society where a customer expects instant gratification. A system or network issue will impact the opportunity for the user to bring in money for the company therefore losing the opportunity to make money.  A customer expects the company not to violate their personal information.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''Risk Factors''' ==&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
• Reduction in customer satisfaction &lt;br /&gt;
&lt;br /&gt;
• Potential loss of new customers &lt;br /&gt;
&lt;br /&gt;
• Alienation of existing customers &lt;br /&gt;
&lt;br /&gt;
• Company’s reputation is violated&lt;br /&gt;
&lt;br /&gt;
• Attackers violating applications&lt;br /&gt;
&lt;br /&gt;
• Fraudulent actions by users&lt;br /&gt;
&lt;br /&gt;
• Legal action against the company&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''Examples''' ==&lt;br /&gt;
 &lt;br /&gt;
'''Frustrated Customer'''&lt;br /&gt;
&lt;br /&gt;
A potential customer is shopping for a new wireless device and plan. If a system is experiencing issues, the customer becomes weary of the company and decides to hold off purchasing. This will result in losing the opportunity for the company to make money. &lt;br /&gt;
&lt;br /&gt;
'''Fraudulent Acts'''&lt;br /&gt;
&lt;br /&gt;
A user violates the company’s ethical stature and customer’s personal identification by using the customer’s personal information to purchase products and/or services.  The customer realizes unauthorized purchases were made to their credit card.  Legal action is taken against the company.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''Related Technical Impacts''' ==&lt;br /&gt;
- Loss of confidentiality&lt;br /&gt;
&lt;br /&gt;
- Loss of integrity&lt;br /&gt;
&lt;br /&gt;
- Loss of availability&lt;br /&gt;
&lt;br /&gt;
- Loss of accountability&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''References''' ==&lt;br /&gt;
OWASP Top 10 - Ruby on Rails version, http://www.lulu.com/items/volume_62/1412000/1412042/1/print/Owasp-rails-security.pdf&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_opportunity_to_make_money&amp;diff=32277</id>
		<title>Losing opportunity to make money</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_opportunity_to_make_money&amp;diff=32277"/>
				<updated>2008-06-24T14:07:30Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;== '''Description:''' ==&lt;br /&gt;
We currently live in a society where a customer expects instant gratification. A system or network issue will impact the opportunity for the user to bring in money for the company therefore losing the opportunity to make money.  A customer expects the company not to violate their personal information.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''Risk Factors''' ==&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
• Reduction in customer satisfaction &lt;br /&gt;
&lt;br /&gt;
• Potential loss of new customers &lt;br /&gt;
&lt;br /&gt;
• Alienation of existing customers &lt;br /&gt;
&lt;br /&gt;
• Company’s reputation is violated&lt;br /&gt;
&lt;br /&gt;
• Attackers violating applications&lt;br /&gt;
&lt;br /&gt;
• Fraudulent actions by users&lt;br /&gt;
&lt;br /&gt;
• Legal action against the company&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''Examples''' ==&lt;br /&gt;
 &lt;br /&gt;
'''Frustrated Customer'''&lt;br /&gt;
&lt;br /&gt;
A potential customer is shopping for a new wireless device and plan. If a system is experiencing issues, the customer becomes weary of the company and decides to hold off purchasing. This will result in losing the opportunity for the company to make money. &lt;br /&gt;
&lt;br /&gt;
'''Fraudulent Acts'''&lt;br /&gt;
&lt;br /&gt;
A user violates the company’s ethical stature and customer’s personal identification by using the customer’s personal information to purchase products and/or services.  The customer realizes unauthorized purchases were made to their credit card.  Legal action is taken against the company.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''Related Technical Impacts''' ==&lt;br /&gt;
- Loss of confidentiality&lt;br /&gt;
&lt;br /&gt;
- Loss of integrity&lt;br /&gt;
&lt;br /&gt;
- Loss of availability&lt;br /&gt;
&lt;br /&gt;
- Loss of accountability&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''References''' ==&lt;br /&gt;
OWASP Top 10 - Ruby on Rails version, http://www.lulu.com/items/volume_62/1412000/1412042/1/print/Owasp-rails-security.pdf&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_opportunity_to_make_money&amp;diff=32276</id>
		<title>Losing opportunity to make money</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_opportunity_to_make_money&amp;diff=32276"/>
				<updated>2008-06-24T14:07:00Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;== '''Description:''' ==&lt;br /&gt;
We currently live in a society where a customer expects instant gratification. A system or network issue will impact the opportunity for the user to bring in money for the company therefore losing the opportunity to make money.  A customer expects the company not to violate their personal information.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''Risk Factors''' ==&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
• Reduction in customer satisfaction &lt;br /&gt;
• Potential loss of new customers &lt;br /&gt;
• Alienation of existing customers &lt;br /&gt;
• Company’s reputation is violated&lt;br /&gt;
• Attackers violating applications&lt;br /&gt;
• Fraudulent actions by users&lt;br /&gt;
• Legal action against the company&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''Examples''' ==&lt;br /&gt;
 &lt;br /&gt;
'''Frustrated Customer'''&lt;br /&gt;
&lt;br /&gt;
A potential customer is shopping for a new wireless device and plan. If a system is experiencing issues, the customer becomes weary of the company and decides to hold off purchasing. This will result in losing the opportunity for the company to make money. &lt;br /&gt;
&lt;br /&gt;
'''Fraudulent Acts'''&lt;br /&gt;
&lt;br /&gt;
A user violates the company’s ethical stature and customer’s personal identification by using the customer’s personal information to purchase products and/or services.  The customer realizes unauthorized purchases were made to their credit card.  Legal action is taken against the company.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''Related Technical Impacts''' ==&lt;br /&gt;
- Loss of confidentiality&lt;br /&gt;
&lt;br /&gt;
- Loss of integrity&lt;br /&gt;
&lt;br /&gt;
- Loss of availability&lt;br /&gt;
&lt;br /&gt;
- Loss of accountability&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''References''' ==&lt;br /&gt;
OWASP Top 10 - Ruby on Rails version, http://www.lulu.com/items/volume_62/1412000/1412042/1/print/Owasp-rails-security.pdf&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_opportunity_to_make_money&amp;diff=32275</id>
		<title>Losing opportunity to make money</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_opportunity_to_make_money&amp;diff=32275"/>
				<updated>2008-06-24T14:05:41Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;&lt;br /&gt;
== '''Description:''' ==&lt;br /&gt;
We currently live in a society where a customer expects instant gratification. A system or network issue will impact the opportunity for the user to bring in money for the company therefore losing the opportunity to make money.  A customer expects the company not to violate their personal information.&lt;br /&gt;
&lt;br /&gt;
== '''Risk Factors''' ==&lt;br /&gt;
 • Reduction in customer satisfaction &lt;br /&gt;
• Potential loss of new customers &lt;br /&gt;
• Alienation of existing customers &lt;br /&gt;
• Company’s reputation is violated&lt;br /&gt;
• Attackers violating applications&lt;br /&gt;
• Fraudulent actions by users&lt;br /&gt;
• Legal action against the company&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''Examples''' ==&lt;br /&gt;
 &lt;br /&gt;
'''Frustrated Customer'''&lt;br /&gt;
&lt;br /&gt;
A potential customer is shopping for a new wireless device and plan. If a system is experiencing issues, the customer becomes weary of the company and decides to hold off purchasing. This will result in losing the opportunity for the company to make money. &lt;br /&gt;
&lt;br /&gt;
'''Fraudulent Acts'''&lt;br /&gt;
&lt;br /&gt;
A user violates the company’s ethical stature and customer’s personal identification by using the customer’s personal information to purchase products and/or services.  The customer realizes unauthorized purchases were made to their credit card.  Legal action is taken against the company.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''Related Technical Impacts''' ==&lt;br /&gt;
- Loss of confidentiality&lt;br /&gt;
&lt;br /&gt;
- Loss of integrity&lt;br /&gt;
&lt;br /&gt;
- Loss of availability&lt;br /&gt;
&lt;br /&gt;
- Loss of accountability&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''References''' ==&lt;br /&gt;
OWASP Top 10 - Ruby on Rails version, http://www.lulu.com/items/volume_62/1412000/1412042/1/print/Owasp-rails-security.pdf&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_customer%E2%80%99s_money&amp;diff=32274</id>
		<title>Losing customer’s money</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_customer%E2%80%99s_money&amp;diff=32274"/>
				<updated>2008-06-24T14:03:55Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;== '''Description''' ==&lt;br /&gt;
Losing a customer’s money can occur by an attacker, to the network going down, to a customer incurring costs for a product or service which was never used or received.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''Risk Factors''' ==&lt;br /&gt;
• Unhappy customer &lt;br /&gt;
&lt;br /&gt;
• Disgruntle customers will leave &lt;br /&gt;
• New and existing customers talk badly about their experiences to friends. &lt;br /&gt;
&lt;br /&gt;
• Company’s reputation is smudged &lt;br /&gt;
&lt;br /&gt;
• Legal action occurs &lt;br /&gt;
&lt;br /&gt;
• Threat to the network or an application&lt;br /&gt;
&lt;br /&gt;
• Invasion of customer’s privacy&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''Example''' ==&lt;br /&gt;
'''Missing Equipment'''&lt;br /&gt;
&lt;br /&gt;
The application doesn’t reflect the correct status of the inventory and a customer purchases a device which is backordered. The customer becomes frustrated with the company when the item is not received. This customer talks to their colleagues about their experiences with your company. The company's reputation is smudged in the community. &lt;br /&gt;
&lt;br /&gt;
'''Hackers'''&lt;br /&gt;
&lt;br /&gt;
A hacker invades a network and finds its way through an application wall.  Customer’s unencrypted credit card data was located within an application database.  The data was opened and the credit card info was retrieved.  The customer is now experiencing identity fraud.  The customer now feels violated and doesn’t know how or why this occurred.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''Related Technical Impacts''' ==&lt;br /&gt;
- Loss of confidentiality&lt;br /&gt;
&lt;br /&gt;
- Loss of accountability&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''References''' ==&lt;br /&gt;
OWASP Top 10 - Ruby on Rails version, http://www.lulu.com/items/volume_62/1412000/1412042/1/print/Owasp-rails-security.pdf&lt;br /&gt;
&lt;br /&gt;
OWASP CLASP v1.2, http://www.lulu.com/items/volume_62/1401000/1401307/3/print/OWASP_CLASP_v1.2_for_print_LULU.pdf&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_customer%E2%80%99s_money&amp;diff=32273</id>
		<title>Losing customer’s money</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_customer%E2%80%99s_money&amp;diff=32273"/>
				<updated>2008-06-24T14:02:50Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;&lt;br /&gt;
== '''Description''' ==&lt;br /&gt;
Losing a customer’s money can occur by an attacker, to the network going down, to a customer incurring costs for a product or service which was never used or received.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''Risk Factors:''' ==&lt;br /&gt;
• Unhappy customer &lt;br /&gt;
&lt;br /&gt;
• Disgruntle customers will leave &lt;br /&gt;
• New and existing customers talk badly about their experiences to friends. &lt;br /&gt;
&lt;br /&gt;
• Company’s reputation is smudged &lt;br /&gt;
&lt;br /&gt;
• Legal action occurs &lt;br /&gt;
&lt;br /&gt;
• Threat to the network or an application&lt;br /&gt;
&lt;br /&gt;
• Invasion of customer’s privacy&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''Example''' ==&lt;br /&gt;
'''Missing Equipment'''&lt;br /&gt;
&lt;br /&gt;
The application doesn’t reflect the correct status of the inventory and a customer purchases a device which is backordered. The customer becomes frustrated with the company when the item is not received. This customer talks to their colleagues about their experiences with your company. The company's reputation is smudged in the community. &lt;br /&gt;
&lt;br /&gt;
'''Hackers'''&lt;br /&gt;
&lt;br /&gt;
A hacker invades a network and finds its way through an application wall.  Customer’s unencrypted credit card data was located within an application database.  The data was opened and the credit card info was retrieved.  The customer is now experiencing identity fraud.  The customer now feels violated and doesn’t know how or why this occurred.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''Related Technical Impacts''' ==&lt;br /&gt;
- Loss of confidentiality&lt;br /&gt;
&lt;br /&gt;
- Loss of accountability&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''References''' ==&lt;br /&gt;
OWASP Top 10 - Ruby on Rails version, http://www.lulu.com/items/volume_62/1412000/1412042/1/print/Owasp-rails-security.pdf&lt;br /&gt;
&lt;br /&gt;
OWASP CLASP v1.2, http://www.lulu.com/items/volume_62/1401000/1401307/3/print/OWASP_CLASP_v1.2_for_print_LULU.pdf&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32272</id>
		<title>Losing your money</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32272"/>
				<updated>2008-06-24T14:00:57Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;== '''Description''' ==&lt;br /&gt;
Any company as a whole is made up of individuals. If the company experiences a revenue reduction, this translates down to a reduction in benefits for the employees and possibly even to a reduction of the number of its employees.&lt;br /&gt;
&lt;br /&gt;
== '''Risk Factors''' ==&lt;br /&gt;
• The financial report is impacted when an application or network service level agreement is not met. &lt;br /&gt;
&lt;br /&gt;
• Reduction in benefits for the individual. &lt;br /&gt;
&lt;br /&gt;
• Reduction in headcount for the company. &lt;br /&gt;
&lt;br /&gt;
• A company's expenses will exceed its revenues. &lt;br /&gt;
&lt;br /&gt;
• Hackers invading a network or application system. &lt;br /&gt;
&lt;br /&gt;
• PCI compliancy did not occur and the company is fined.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''Examples''' ==&lt;br /&gt;
'''A Company's Expenses Exceed Its Revenues''' &lt;br /&gt;
&lt;br /&gt;
The business looks at ways to reduce costs. Employee benefits are re-examined and modified to support reducing company cost thus reducing its yearly expenses. &lt;br /&gt;
&lt;br /&gt;
'''Domino Impact'''&lt;br /&gt;
&lt;br /&gt;
A hacker invades a network and finds its way through an application wall.  The customer’s encrypted personal data was opened and used outside in the business market.  The customer files a lawsuit against the company.  The company files bankruptcy.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''Related Technical Impacts''' ==&lt;br /&gt;
&lt;br /&gt;
- Loss of confidentiality&lt;br /&gt;
&lt;br /&gt;
- Loss of integrity&lt;br /&gt;
&lt;br /&gt;
- Loss of availability&lt;br /&gt;
&lt;br /&gt;
- Loss of accountability&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''References''' ==&lt;br /&gt;
OWASP Top 10 - Ruby on Rails version, http://www.lulu.com/items/volume_62/1412000/1412042/1/print/Owasp-rails-security.pdf&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32271</id>
		<title>Losing your money</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32271"/>
				<updated>2008-06-24T13:59:17Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;== '''Description:''' ==&lt;br /&gt;
Any company as a whole is made up of individuals. If the company experiences a revenue reduction, this translates down to a reduction in benefits for the employees and possibly even to a reduction of the number of its employees.&lt;br /&gt;
&lt;br /&gt;
== '''Risk Factors:''' ==&lt;br /&gt;
• The financial report is impacted when an application or network service level agreement is not met. &lt;br /&gt;
&lt;br /&gt;
• Reduction in benefits for the individual. &lt;br /&gt;
&lt;br /&gt;
• Reduction in headcount for the company. &lt;br /&gt;
&lt;br /&gt;
• A company's expenses will exceed its revenues. &lt;br /&gt;
&lt;br /&gt;
• Hackers invading a network or application system. &lt;br /&gt;
&lt;br /&gt;
• PCI compliancy did not occur and the company is fined.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''Examples:''' ==&lt;br /&gt;
'''A Company's Expenses Exceed Its Revenues''' &lt;br /&gt;
&lt;br /&gt;
The business looks at ways to reduce costs. Employee benefits are re-examined and modified to support reducing company cost thus reducing its yearly expenses. &lt;br /&gt;
&lt;br /&gt;
'''Domino Impact'''&lt;br /&gt;
&lt;br /&gt;
A hacker invades a network and finds its way through an application wall.  The customer’s encrypted personal data was opened and used outside in the business market.  The customer files a lawsuit against the company.  The company files bankruptcy.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''Related Technical Impacts''' ==&lt;br /&gt;
&lt;br /&gt;
- Loss of confidentiality&lt;br /&gt;
&lt;br /&gt;
- Loss of integrity&lt;br /&gt;
&lt;br /&gt;
- Loss of availability&lt;br /&gt;
&lt;br /&gt;
- Loss of accountability&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''References''' ==&lt;br /&gt;
OWASP Top 10 - Ruby on Rails version, http://www.lulu.com/items/volume_62/1412000/1412042/1/print/Owasp-rails-security.pdf&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32270</id>
		<title>Losing your money</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32270"/>
				<updated>2008-06-24T13:58:31Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;== '''Description:''' ==&lt;br /&gt;
Any company as a whole is made up of individuals. If the company experiences a revenue reduction, this translates down to a reduction in benefits for the employees and possibly even to a reduction of the number of its employees.&lt;br /&gt;
&lt;br /&gt;
== '''Risk Factors:''' ==&lt;br /&gt;
----&lt;br /&gt;
• The financial report is impacted when an application or network service level agreement is not met. &lt;br /&gt;
&lt;br /&gt;
• Reduction in benefits for the individual. &lt;br /&gt;
&lt;br /&gt;
• Reduction in headcount for the company. &lt;br /&gt;
&lt;br /&gt;
• A company's expenses will exceed its revenues. &lt;br /&gt;
&lt;br /&gt;
• Hackers invading a network or application system. &lt;br /&gt;
&lt;br /&gt;
• PCI compliancy did not occur and the company is fined.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''Examples:''' ==&lt;br /&gt;
----&lt;br /&gt;
'''A Company's Expenses Exceed Its Revenues''' &lt;br /&gt;
&lt;br /&gt;
The business looks at ways to reduce costs. Employee benefits are re-examined and modified to support reducing company cost thus reducing its yearly expenses. &lt;br /&gt;
&lt;br /&gt;
'''Domino Impact'''&lt;br /&gt;
&lt;br /&gt;
A hacker invades a network and finds its way through an application wall.  The customer’s encrypted personal data was opened and used outside in the business market.  The customer files a lawsuit against the company.  The company files bankruptcy.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''Related Technical Impacts''' ==&lt;br /&gt;
----&lt;br /&gt;
- Loss of confidentiality&lt;br /&gt;
&lt;br /&gt;
- Loss of integrity&lt;br /&gt;
&lt;br /&gt;
- Loss of availability&lt;br /&gt;
&lt;br /&gt;
- Loss of accountability&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''References''' ==&lt;br /&gt;
----&lt;br /&gt;
OWASP Top 10 - Ruby on Rails version, http://www.lulu.com/items/volume_62/1412000/1412042/1/print/Owasp-rails-security.pdf&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32269</id>
		<title>Losing your money</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32269"/>
				<updated>2008-06-24T13:58:01Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: /* '''Description:''' */&lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;== '''Description:''' ==&lt;br /&gt;
__________________________________________________________________________________________Any company as a whole is made up of individuals. If the company experiences a revenue reduction, this translates down to a reduction in benefits for the employees and possibly even to a reduction of the number of its employees.&lt;br /&gt;
&lt;br /&gt;
== '''Risk Factors:''' ==&lt;br /&gt;
----&lt;br /&gt;
• The financial report is impacted when an application or network service level agreement is not met. &lt;br /&gt;
&lt;br /&gt;
• Reduction in benefits for the individual. &lt;br /&gt;
&lt;br /&gt;
• Reduction in headcount for the company. &lt;br /&gt;
&lt;br /&gt;
• A company's expenses will exceed its revenues. &lt;br /&gt;
&lt;br /&gt;
• Hackers invading a network or application system. &lt;br /&gt;
&lt;br /&gt;
• PCI compliancy did not occur and the company is fined.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''Examples:''' ==&lt;br /&gt;
----&lt;br /&gt;
'''A Company's Expenses Exceed Its Revenues''' &lt;br /&gt;
&lt;br /&gt;
The business looks at ways to reduce costs. Employee benefits are re-examined and modified to support reducing company cost thus reducing its yearly expenses. &lt;br /&gt;
&lt;br /&gt;
'''Domino Impact'''&lt;br /&gt;
&lt;br /&gt;
A hacker invades a network and finds its way through an application wall.  The customer’s encrypted personal data was opened and used outside in the business market.  The customer files a lawsuit against the company.  The company files bankruptcy.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''Related Technical Impacts''' ==&lt;br /&gt;
----&lt;br /&gt;
- Loss of confidentiality&lt;br /&gt;
&lt;br /&gt;
- Loss of integrity&lt;br /&gt;
&lt;br /&gt;
- Loss of availability&lt;br /&gt;
&lt;br /&gt;
- Loss of accountability&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''References''' ==&lt;br /&gt;
----&lt;br /&gt;
OWASP Top 10 - Ruby on Rails version, http://www.lulu.com/items/volume_62/1412000/1412042/1/print/Owasp-rails-security.pdf&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32268</id>
		<title>Losing your money</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32268"/>
				<updated>2008-06-24T13:56:01Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: /* '''Description:''' */&lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;== '''Description:''' ==&lt;br /&gt;
----Any company as a whole is made up of individuals. If the company experiences a revenue reduction, this translates down to a reduction in benefits for the employees and possibly even to a reduction of the number of its employees.&lt;br /&gt;
&lt;br /&gt;
== '''Risk Factors:''' ==&lt;br /&gt;
----&lt;br /&gt;
• The financial report is impacted when an application or network service level agreement is not met. &lt;br /&gt;
&lt;br /&gt;
• Reduction in benefits for the individual. &lt;br /&gt;
&lt;br /&gt;
• Reduction in headcount for the company. &lt;br /&gt;
&lt;br /&gt;
• A company's expenses will exceed its revenues. &lt;br /&gt;
&lt;br /&gt;
• Hackers invading a network or application system. &lt;br /&gt;
&lt;br /&gt;
• PCI compliancy did not occur and the company is fined.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''Examples:''' ==&lt;br /&gt;
----&lt;br /&gt;
'''A Company's Expenses Exceed Its Revenues''' &lt;br /&gt;
&lt;br /&gt;
The business looks at ways to reduce costs. Employee benefits are re-examined and modified to support reducing company cost thus reducing its yearly expenses. &lt;br /&gt;
&lt;br /&gt;
'''Domino Impact'''&lt;br /&gt;
&lt;br /&gt;
A hacker invades a network and finds its way through an application wall.  The customer’s encrypted personal data was opened and used outside in the business market.  The customer files a lawsuit against the company.  The company files bankruptcy.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''Related Technical Impacts''' ==&lt;br /&gt;
----&lt;br /&gt;
- Loss of confidentiality&lt;br /&gt;
&lt;br /&gt;
- Loss of integrity&lt;br /&gt;
&lt;br /&gt;
- Loss of availability&lt;br /&gt;
&lt;br /&gt;
- Loss of accountability&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''References''' ==&lt;br /&gt;
----&lt;br /&gt;
OWASP Top 10 - Ruby on Rails version, http://www.lulu.com/items/volume_62/1412000/1412042/1/print/Owasp-rails-security.pdf&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32267</id>
		<title>Losing your money</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32267"/>
				<updated>2008-06-24T13:55:19Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;== '''Description:''' ==&lt;br /&gt;
----&lt;br /&gt;
Any company as a whole is made up of individuals. If the company experiences a revenue reduction, this translates down to a reduction in benefits for the employees and possibly even to a reduction of the number of its employees. &lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''Risk Factors:''' ==&lt;br /&gt;
----&lt;br /&gt;
• The financial report is impacted when an application or network service level agreement is not met. &lt;br /&gt;
&lt;br /&gt;
• Reduction in benefits for the individual. &lt;br /&gt;
&lt;br /&gt;
• Reduction in headcount for the company. &lt;br /&gt;
&lt;br /&gt;
• A company's expenses will exceed its revenues. &lt;br /&gt;
&lt;br /&gt;
• Hackers invading a network or application system. &lt;br /&gt;
&lt;br /&gt;
• PCI compliancy did not occur and the company is fined.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''Examples:''' ==&lt;br /&gt;
----&lt;br /&gt;
'''A Company's Expenses Exceed Its Revenues''' &lt;br /&gt;
&lt;br /&gt;
The business looks at ways to reduce costs. Employee benefits are re-examined and modified to support reducing company cost thus reducing its yearly expenses. &lt;br /&gt;
&lt;br /&gt;
'''Domino Impact'''&lt;br /&gt;
&lt;br /&gt;
A hacker invades a network and finds its way through an application wall.  The customer’s encrypted personal data was opened and used outside in the business market.  The customer files a lawsuit against the company.  The company files bankruptcy.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''Related Technical Impacts''' ==&lt;br /&gt;
----&lt;br /&gt;
- Loss of confidentiality&lt;br /&gt;
&lt;br /&gt;
- Loss of integrity&lt;br /&gt;
&lt;br /&gt;
- Loss of availability&lt;br /&gt;
&lt;br /&gt;
- Loss of accountability&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''References''' ==&lt;br /&gt;
----&lt;br /&gt;
OWASP Top 10 - Ruby on Rails version, http://www.lulu.com/items/volume_62/1412000/1412042/1/print/Owasp-rails-security.pdf&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32266</id>
		<title>Losing your money</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32266"/>
				<updated>2008-06-24T13:54:20Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;== '''Description:''' ==&lt;br /&gt;
----Any company as a whole is made up of individuals. If the company experiences a revenue reduction, this translates down to a reduction in benefits for the employees and possibly even to a reduction of the number of its employees. &lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''Risk Factors:''' ==&lt;br /&gt;
----&lt;br /&gt;
&lt;br /&gt;
• The financial report is impacted when an application or network service level agreement is not met. &lt;br /&gt;
&lt;br /&gt;
• Reduction in benefits for the individual. &lt;br /&gt;
&lt;br /&gt;
• Reduction in headcount for the company. &lt;br /&gt;
&lt;br /&gt;
• A company's expenses will exceed its revenues. &lt;br /&gt;
&lt;br /&gt;
• Hackers invading a network or application system. &lt;br /&gt;
&lt;br /&gt;
• PCI compliancy did not occur and the company is fined.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''Examples:''' ==&lt;br /&gt;
 &lt;br /&gt;
----&lt;br /&gt;
&lt;br /&gt;
'''A Company's Expenses Exceed Its Revenues''' &lt;br /&gt;
&lt;br /&gt;
The business looks at ways to reduce costs. Employee benefits are re-examined and modified to support reducing company cost thus reducing its yearly expenses. &lt;br /&gt;
&lt;br /&gt;
'''Domino Impact'''&lt;br /&gt;
&lt;br /&gt;
A hacker invades a network and finds its way through an application wall.  The customer’s encrypted personal data was opened and used outside in the business market.  The customer files a lawsuit against the company.  The company files bankruptcy.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''Related Technical Impacts''' ==&lt;br /&gt;
----&lt;br /&gt;
&lt;br /&gt;
- Loss of confidentiality&lt;br /&gt;
&lt;br /&gt;
- Loss of integrity&lt;br /&gt;
&lt;br /&gt;
- Loss of availability&lt;br /&gt;
&lt;br /&gt;
- Loss of accountability&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''References''' ==&lt;br /&gt;
&lt;br /&gt;
----&lt;br /&gt;
&lt;br /&gt;
OWASP Top 10 - Ruby on Rails version, http://www.lulu.com/items/volume_62/1412000/1412042/1/print/Owasp-rails-security.pdf&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32265</id>
		<title>Losing your money</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32265"/>
				<updated>2008-06-24T13:53:56Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;== '''Description:''' ==----&lt;br /&gt;
Any company as a whole is made up of individuals. If the company experiences a revenue reduction, this translates down to a reduction in benefits for the employees and possibly even to a reduction of the number of its employees. &lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''Risk Factors:''' ==&lt;br /&gt;
----&lt;br /&gt;
&lt;br /&gt;
• The financial report is impacted when an application or network service level agreement is not met. &lt;br /&gt;
&lt;br /&gt;
• Reduction in benefits for the individual. &lt;br /&gt;
&lt;br /&gt;
• Reduction in headcount for the company. &lt;br /&gt;
&lt;br /&gt;
• A company's expenses will exceed its revenues. &lt;br /&gt;
&lt;br /&gt;
• Hackers invading a network or application system. &lt;br /&gt;
&lt;br /&gt;
• PCI compliancy did not occur and the company is fined.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''Examples:''' ==&lt;br /&gt;
 &lt;br /&gt;
----&lt;br /&gt;
&lt;br /&gt;
'''A Company's Expenses Exceed Its Revenues''' &lt;br /&gt;
&lt;br /&gt;
The business looks at ways to reduce costs. Employee benefits are re-examined and modified to support reducing company cost thus reducing its yearly expenses. &lt;br /&gt;
&lt;br /&gt;
'''Domino Impact'''&lt;br /&gt;
&lt;br /&gt;
A hacker invades a network and finds its way through an application wall.  The customer’s encrypted personal data was opened and used outside in the business market.  The customer files a lawsuit against the company.  The company files bankruptcy.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''Related Technical Impacts''' ==&lt;br /&gt;
----&lt;br /&gt;
&lt;br /&gt;
- Loss of confidentiality&lt;br /&gt;
&lt;br /&gt;
- Loss of integrity&lt;br /&gt;
&lt;br /&gt;
- Loss of availability&lt;br /&gt;
&lt;br /&gt;
- Loss of accountability&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''References''' ==&lt;br /&gt;
&lt;br /&gt;
----&lt;br /&gt;
&lt;br /&gt;
OWASP Top 10 - Ruby on Rails version, http://www.lulu.com/items/volume_62/1412000/1412042/1/print/Owasp-rails-security.pdf&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32264</id>
		<title>Losing your money</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32264"/>
				<updated>2008-06-24T13:53:14Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;== '''Description:''' ==&lt;br /&gt;
----&lt;br /&gt;
Any company as a whole is made up of individuals. If the company experiences a revenue reduction, this translates down to a reduction in benefits for the employees and possibly even to a reduction of the number of its employees. &lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''Risk Factors:''' ==&lt;br /&gt;
----&lt;br /&gt;
&lt;br /&gt;
• The financial report is impacted when an application or network service level agreement is not met. &lt;br /&gt;
&lt;br /&gt;
• Reduction in benefits for the individual. &lt;br /&gt;
&lt;br /&gt;
• Reduction in headcount for the company. &lt;br /&gt;
&lt;br /&gt;
• A company's expenses will exceed its revenues. &lt;br /&gt;
&lt;br /&gt;
• Hackers invading a network or application system. &lt;br /&gt;
&lt;br /&gt;
• PCI compliancy did not occur and the company is fined.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''Examples:''' ==&lt;br /&gt;
 &lt;br /&gt;
----&lt;br /&gt;
&lt;br /&gt;
'''A Company's Expenses Exceed Its Revenues''' &lt;br /&gt;
&lt;br /&gt;
The business looks at ways to reduce costs. Employee benefits are re-examined and modified to support reducing company cost thus reducing its yearly expenses. &lt;br /&gt;
&lt;br /&gt;
'''Domino Impact'''&lt;br /&gt;
&lt;br /&gt;
A hacker invades a network and finds its way through an application wall.  The customer’s encrypted personal data was opened and used outside in the business market.  The customer files a lawsuit against the company.  The company files bankruptcy.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''Related Technical Impacts''' ==&lt;br /&gt;
----&lt;br /&gt;
&lt;br /&gt;
- Loss of confidentiality&lt;br /&gt;
&lt;br /&gt;
- Loss of integrity&lt;br /&gt;
&lt;br /&gt;
- Loss of availability&lt;br /&gt;
&lt;br /&gt;
- Loss of accountability&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== '''References''' ==&lt;br /&gt;
&lt;br /&gt;
----&lt;br /&gt;
&lt;br /&gt;
OWASP Top 10 - Ruby on Rails version, http://www.lulu.com/items/volume_62/1412000/1412042/1/print/Owasp-rails-security.pdf&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32263</id>
		<title>Losing your money</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32263"/>
				<updated>2008-06-24T13:51:18Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: /* '''Description:''' */&lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;== '''Description:''' ==&lt;br /&gt;
 &lt;br /&gt;
----&lt;br /&gt;
Any company as a whole is made up of individuals. If the company experiences a revenue reduction, this translates down to a reduction in benefits for the employees and possibly even to a reduction of the number of its employees. &lt;br /&gt;
&lt;br /&gt;
'''Risk Factors:''' &lt;br /&gt;
&lt;br /&gt;
• The financial report is impacted when an application or network service level agreement is not met. &lt;br /&gt;
&lt;br /&gt;
• Reduction in benefits for the individual. &lt;br /&gt;
&lt;br /&gt;
• Reduction in headcount for the company. &lt;br /&gt;
&lt;br /&gt;
• A company's expenses will exceed its revenues. &lt;br /&gt;
&lt;br /&gt;
• Hackers invading a network or application system. &lt;br /&gt;
&lt;br /&gt;
• PCI compliancy did not occur and the company is fined.&lt;br /&gt;
&lt;br /&gt;
'''Example:''' &lt;br /&gt;
&lt;br /&gt;
'''A Company's Expenses Exceed Its Revenues''' &lt;br /&gt;
&lt;br /&gt;
The business looks at ways to reduce costs. Employee benefits are re-examined and modified to support reducing company cost thus reducing its yearly expenses. &lt;br /&gt;
&lt;br /&gt;
'''Domino Impact'''&lt;br /&gt;
&lt;br /&gt;
A hacker invades a network and finds its way through an application wall.  The customer’s encrypted personal data was opened and used outside in the business market.  The customer files a lawsuit against the company.  The company files bankruptcy.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
'''Related Technical Impacts'''&lt;br /&gt;
&lt;br /&gt;
- Loss of confidentiality&lt;br /&gt;
&lt;br /&gt;
- Loss of integrity&lt;br /&gt;
&lt;br /&gt;
- Loss of availability&lt;br /&gt;
&lt;br /&gt;
- Loss of accountability&lt;br /&gt;
&lt;br /&gt;
'''References'''&lt;br /&gt;
&lt;br /&gt;
OWASP Top 10 - Ruby on Rails version, http://www.lulu.com/items/volume_62/1412000/1412042/1/print/Owasp-rails-security.pdf&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32262</id>
		<title>Losing your money</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32262"/>
				<updated>2008-06-24T13:50:40Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;&lt;br /&gt;
&lt;br /&gt;
== '''Description:''' ==&lt;br /&gt;
 &lt;br /&gt;
----&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
 &lt;br /&gt;
&lt;br /&gt;
Any company as a whole is made up of individuals. If the company experiences a revenue reduction, this translates down to a reduction in benefits for the employees and possibly even to a reduction of the number of its employees. &lt;br /&gt;
&lt;br /&gt;
'''Risk Factors:''' &lt;br /&gt;
&lt;br /&gt;
• The financial report is impacted when an application or network service level agreement is not met. &lt;br /&gt;
&lt;br /&gt;
• Reduction in benefits for the individual. &lt;br /&gt;
&lt;br /&gt;
• Reduction in headcount for the company. &lt;br /&gt;
&lt;br /&gt;
• A company's expenses will exceed its revenues. &lt;br /&gt;
&lt;br /&gt;
• Hackers invading a network or application system. &lt;br /&gt;
&lt;br /&gt;
• PCI compliancy did not occur and the company is fined.&lt;br /&gt;
&lt;br /&gt;
'''Example:''' &lt;br /&gt;
&lt;br /&gt;
'''A Company's Expenses Exceed Its Revenues''' &lt;br /&gt;
&lt;br /&gt;
The business looks at ways to reduce costs. Employee benefits are re-examined and modified to support reducing company cost thus reducing its yearly expenses. &lt;br /&gt;
&lt;br /&gt;
'''Domino Impact'''&lt;br /&gt;
&lt;br /&gt;
A hacker invades a network and finds its way through an application wall.  The customer’s encrypted personal data was opened and used outside in the business market.  The customer files a lawsuit against the company.  The company files bankruptcy.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
'''Related Technical Impacts'''&lt;br /&gt;
&lt;br /&gt;
- Loss of confidentiality&lt;br /&gt;
&lt;br /&gt;
- Loss of integrity&lt;br /&gt;
&lt;br /&gt;
- Loss of availability&lt;br /&gt;
&lt;br /&gt;
- Loss of accountability&lt;br /&gt;
&lt;br /&gt;
'''References'''&lt;br /&gt;
&lt;br /&gt;
OWASP Top 10 - Ruby on Rails version, http://www.lulu.com/items/volume_62/1412000/1412042/1/print/Owasp-rails-security.pdf&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_sellable_products&amp;diff=32211</id>
		<title>Losing sellable products</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_sellable_products&amp;diff=32211"/>
				<updated>2008-06-23T18:52:27Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;'''Description:''' &lt;br /&gt;
&lt;br /&gt;
The business is not set up to effectively distribute, sell or maintain products for existing or new customers. Businesses basically fall into two categories: product providers and service providers. Product providers sell the products to the customers. Service providers maintain customer’s throughout the life-cycle. This means that special needs have to be made to take care of the customer so that they will continue to use your services. &lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
'''Risk Factors:''' &lt;br /&gt;
&lt;br /&gt;
• Irate customers. &lt;br /&gt;
&lt;br /&gt;
• Sellable equipment, services and/or features missing from applications .&lt;br /&gt;
&lt;br /&gt;
• Network and application failures frustrates both users and customers. &lt;br /&gt;
&lt;br /&gt;
• Profits decrease for the company. &lt;br /&gt;
&lt;br /&gt;
• Legal action occurs.&lt;br /&gt;
&lt;br /&gt;
• Fraudulent users unlawfully use customer data to send devices to an authorized location.&lt;br /&gt;
&lt;br /&gt;
 &lt;br /&gt;
'''Example:''' &lt;br /&gt;
&lt;br /&gt;
'''Decrease in Revenue'''&lt;br /&gt;
&lt;br /&gt;
A sales tool application is down for two hours which impacts users to sell products to customers. The Service Level Agreement (SLA) of the application is not met. Potential loss of revenue for those two hours is estimated at $200K. (Note: each application has its own SLA agreement pre-determined and an Application Business Impact Analysis (ABIA) survey determines the financial loss).&lt;br /&gt;
&lt;br /&gt;
'''Profits Sailing Down'''&lt;br /&gt;
&lt;br /&gt;
Saleable equipment is missing from an application.  A customer wants to purchase one of the missing items and is not able to proceed with their order. The customer gets frustrated and the sale is lost.&lt;br /&gt;
&lt;br /&gt;
'''Related Technical Impacts'''&lt;br /&gt;
&lt;br /&gt;
- Loss of integrity&lt;br /&gt;
&lt;br /&gt;
- Loss of availability&lt;br /&gt;
&lt;br /&gt;
- Loss of accountability&lt;br /&gt;
&lt;br /&gt;
'''References'''&lt;br /&gt;
&lt;br /&gt;
OWASP Top 10 - Ruby on Rails version, http://www.lulu.com/items/volume_62/1412000/1412042/1/print/Owasp-rails-security.pdf&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_sellable_products&amp;diff=32210</id>
		<title>Losing sellable products</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_sellable_products&amp;diff=32210"/>
				<updated>2008-06-23T18:51:49Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;'''Description:''' &lt;br /&gt;
&lt;br /&gt;
The business is not set up to effectively distribute, sell or maintain products for existing or new customers. Businesses basically fall into two categories: product providers and service providers. Product providers sell the products to the customers. Service providers maintain customer’s throughout the life-cycle. This means that special needs have to be made to take care of the customer so that they will continue to use your services. &lt;br /&gt;
&lt;br /&gt;
'''&lt;br /&gt;
Risk Factors:''' &lt;br /&gt;
&lt;br /&gt;
• Irate customers. &lt;br /&gt;
&lt;br /&gt;
• Sellable equipment, services and/or features missing from applications .&lt;br /&gt;
&lt;br /&gt;
• Network and application failures frustrates both users and customers. &lt;br /&gt;
&lt;br /&gt;
• Profits decrease for the company. &lt;br /&gt;
&lt;br /&gt;
• Legal action occurs.&lt;br /&gt;
&lt;br /&gt;
• Fraudulent users unlawfully use customer data to send devices to an authorized location.&lt;br /&gt;
&lt;br /&gt;
 &lt;br /&gt;
'''Example:''' &lt;br /&gt;
&lt;br /&gt;
'''&lt;br /&gt;
Decrease in Revenue'''&lt;br /&gt;
&lt;br /&gt;
A sales tool application is down for two hours which impacts users to sell products to customers. The Service Level Agreement (SLA) of the application is not met. Potential loss of revenue for those two hours is estimated at $200K. (Note: each application has its own SLA agreement pre-determined and an Application Business Impact Analysis (ABIA) survey determines the financial loss).&lt;br /&gt;
&lt;br /&gt;
'''Profits Sailing Down'''&lt;br /&gt;
&lt;br /&gt;
Saleable equipment is missing from an application.  A customer wants to purchase one of the missing items and is not able to proceed with their order. The customer gets frustrated and the sale is lost.&lt;br /&gt;
&lt;br /&gt;
'''Related Technical Impacts'''&lt;br /&gt;
&lt;br /&gt;
- Loss of integrity&lt;br /&gt;
&lt;br /&gt;
- Loss of availability&lt;br /&gt;
&lt;br /&gt;
- Loss of accountability&lt;br /&gt;
&lt;br /&gt;
'''References'''&lt;br /&gt;
&lt;br /&gt;
OWASP Top 10 - Ruby on Rails version, http://www.lulu.com/items/volume_62/1412000/1412042/1/print/Owasp-rails-security.pdf&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_sellable_products&amp;diff=32209</id>
		<title>Losing sellable products</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_sellable_products&amp;diff=32209"/>
				<updated>2008-06-23T18:51:24Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;'''Description:''' &lt;br /&gt;
&lt;br /&gt;
The business is not set up to effectively distribute, sell or maintain products for existing or new customers. Businesses basically fall into two categories: product providers and service providers. Product providers sell the products to the customers. Service providers maintain customer’s throughout the life-cycle. This means that special needs have to be made to take care of the customer so that they will continue to use your services. &lt;br /&gt;
'''&lt;br /&gt;
Risk Factors:''' &lt;br /&gt;
&lt;br /&gt;
• Irate customers. &lt;br /&gt;
&lt;br /&gt;
• Sellable equipment, services and/or features missing from applications .&lt;br /&gt;
&lt;br /&gt;
• Network and application failures frustrates both users and customers. &lt;br /&gt;
&lt;br /&gt;
• Profits decrease for the company. &lt;br /&gt;
&lt;br /&gt;
• Legal action occurs.&lt;br /&gt;
&lt;br /&gt;
• Fraudulent users unlawfully use customer data to send devices to an authorized location.&lt;br /&gt;
&lt;br /&gt;
 &lt;br /&gt;
'''Example:''' &lt;br /&gt;
&lt;br /&gt;
'''&lt;br /&gt;
Decrease in Revenue'''&lt;br /&gt;
&lt;br /&gt;
A sales tool application is down for two hours which impacts users to sell products to customers. The Service Level Agreement (SLA) of the application is not met. Potential loss of revenue for those two hours is estimated at $200K. (Note: each application has its own SLA agreement pre-determined and an Application Business Impact Analysis (ABIA) survey determines the financial loss).&lt;br /&gt;
&lt;br /&gt;
'''Profits Sailing Down'''&lt;br /&gt;
&lt;br /&gt;
Saleable equipment is missing from an application.  A customer wants to purchase one of the missing items and is not able to proceed with their order. The customer gets frustrated and the sale is lost.&lt;br /&gt;
&lt;br /&gt;
'''Related Technical Impacts'''&lt;br /&gt;
&lt;br /&gt;
- Loss of integrity&lt;br /&gt;
&lt;br /&gt;
- Loss of availability&lt;br /&gt;
&lt;br /&gt;
- Loss of accountability&lt;br /&gt;
&lt;br /&gt;
'''References'''&lt;br /&gt;
&lt;br /&gt;
OWASP Top 10 - Ruby on Rails version, http://www.lulu.com/items/volume_62/1412000/1412042/1/print/Owasp-rails-security.pdf&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_opportunity_to_make_money&amp;diff=32208</id>
		<title>Losing opportunity to make money</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_opportunity_to_make_money&amp;diff=32208"/>
				<updated>2008-06-23T18:47:28Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;'''Description:''' &lt;br /&gt;
&lt;br /&gt;
We currently live in a society where a customer expects instant gratification. A system or network issue will impact the opportunity for the user to bring in money for the company therefore losing the opportunity to make money.  A customer expects the company not to violate their personal information.&lt;br /&gt;
&lt;br /&gt;
'''Risk Factors:''' &lt;br /&gt;
• Reduction in customer satisfaction &lt;br /&gt;
• Potential loss of new customers &lt;br /&gt;
• Alienation of existing customers &lt;br /&gt;
• Company’s reputation is violated&lt;br /&gt;
• Attackers violating applications&lt;br /&gt;
• Fraudulent actions by users&lt;br /&gt;
• Legal action against the company&lt;br /&gt;
&lt;br /&gt;
'''Example:''' &lt;br /&gt;
&lt;br /&gt;
'''Frustrated Customer'''&lt;br /&gt;
&lt;br /&gt;
A potential customer is shopping for a new wireless device and plan. If a system is experiencing issues, the customer becomes weary of the company and decides to hold off purchasing. This will result in losing the opportunity for the company to make money. &lt;br /&gt;
&lt;br /&gt;
'''Fraudulent Acts'''&lt;br /&gt;
&lt;br /&gt;
A user violates the company’s ethical stature and customer’s personal identification by using the customer’s personal information to purchase products and/or services.  The customer realizes unauthorized purchases were made to their credit card.  Legal action is taken against the company.&lt;br /&gt;
&lt;br /&gt;
'''Related Technical Impacts'''&lt;br /&gt;
&lt;br /&gt;
- Loss of confidentiality&lt;br /&gt;
&lt;br /&gt;
- Loss of integrity&lt;br /&gt;
&lt;br /&gt;
- Loss of availability&lt;br /&gt;
&lt;br /&gt;
- Loss of accountability&lt;br /&gt;
&lt;br /&gt;
'''References'''&lt;br /&gt;
&lt;br /&gt;
OWASP Top 10 - Ruby on Rails version, http://www.lulu.com/items/volume_62/1412000/1412042/1/print/Owasp-rails-security.pdf&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32207</id>
		<title>Losing your money</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32207"/>
				<updated>2008-06-23T18:43:29Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;'''Description:''' &lt;br /&gt;
&lt;br /&gt;
Any company as a whole is made up of individuals. If the company experiences a revenue reduction, this translates down to a reduction in benefits for the employees and possibly even to a reduction of the number of its employees. &lt;br /&gt;
&lt;br /&gt;
'''Risk Factors:''' &lt;br /&gt;
&lt;br /&gt;
• The financial report is impacted when an application or network service level agreement is not met. &lt;br /&gt;
&lt;br /&gt;
• Reduction in benefits for the individual. &lt;br /&gt;
&lt;br /&gt;
• Reduction in headcount for the company. &lt;br /&gt;
&lt;br /&gt;
• A company's expenses will exceed its revenues. &lt;br /&gt;
&lt;br /&gt;
• Hackers invading a network or application system. &lt;br /&gt;
&lt;br /&gt;
• PCI compliancy did not occur and the company is fined.&lt;br /&gt;
&lt;br /&gt;
'''Example:''' &lt;br /&gt;
&lt;br /&gt;
'''A Company's Expenses Exceed Its Revenues''' &lt;br /&gt;
&lt;br /&gt;
The business looks at ways to reduce costs. Employee benefits are re-examined and modified to support reducing company cost thus reducing its yearly expenses. &lt;br /&gt;
&lt;br /&gt;
'''Domino Impact'''&lt;br /&gt;
&lt;br /&gt;
A hacker invades a network and finds its way through an application wall.  The customer’s encrypted personal data was opened and used outside in the business market.  The customer files a lawsuit against the company.  The company files bankruptcy.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
'''Related Technical Impacts'''&lt;br /&gt;
&lt;br /&gt;
- Loss of confidentiality&lt;br /&gt;
&lt;br /&gt;
- Loss of integrity&lt;br /&gt;
&lt;br /&gt;
- Loss of availability&lt;br /&gt;
&lt;br /&gt;
- Loss of accountability&lt;br /&gt;
&lt;br /&gt;
'''References'''&lt;br /&gt;
&lt;br /&gt;
OWASP Top 10 - Ruby on Rails version, http://www.lulu.com/items/volume_62/1412000/1412042/1/print/Owasp-rails-security.pdf&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_customer%E2%80%99s_money&amp;diff=32206</id>
		<title>Losing customer’s money</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_customer%E2%80%99s_money&amp;diff=32206"/>
				<updated>2008-06-23T18:42:00Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;'''Description:'''&lt;br /&gt;
&lt;br /&gt;
Losing a customer’s money can occur by an attacker, to the network going down, to a customer incurring costs for a product or service which was never used or received.&lt;br /&gt;
&lt;br /&gt;
'''Risk Factors:''' &lt;br /&gt;
&lt;br /&gt;
• Unhappy customer &lt;br /&gt;
&lt;br /&gt;
• Disgruntle customers will leave &lt;br /&gt;
• New and existing customers talk badly about their experiences to friends. &lt;br /&gt;
&lt;br /&gt;
• Company’s reputation is smudged &lt;br /&gt;
&lt;br /&gt;
• Legal action occurs &lt;br /&gt;
&lt;br /&gt;
• Threat to the network or an application&lt;br /&gt;
&lt;br /&gt;
• Invasion of customer’s privacy&lt;br /&gt;
&lt;br /&gt;
'''Example:''' &lt;br /&gt;
&lt;br /&gt;
'''Missing Equipment'''&lt;br /&gt;
&lt;br /&gt;
The application doesn’t reflect the correct status of the inventory and a customer purchases a device which is backordered. The customer becomes frustrated with the company when the item is not received. This customer talks to their colleagues about their experiences with your company. The company's reputation is smudged in the community. &lt;br /&gt;
&lt;br /&gt;
'''Hackers'''&lt;br /&gt;
&lt;br /&gt;
A hacker invades a network and finds its way through an application wall.  Customer’s unencrypted credit card data was located within an application database.  The data was opened and the credit card info was retrieved.  The customer is now experiencing identity fraud.  The customer now feels violated and doesn’t know how or why this occurred.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
'''Related Technical Impacts'''&lt;br /&gt;
&lt;br /&gt;
- Loss of confidentiality&lt;br /&gt;
&lt;br /&gt;
- Loss of accountability&lt;br /&gt;
&lt;br /&gt;
'''References'''&lt;br /&gt;
&lt;br /&gt;
OWASP Top 10 - Ruby on Rails version, http://www.lulu.com/items/volume_62/1412000/1412042/1/print/Owasp-rails-security.pdf&lt;br /&gt;
&lt;br /&gt;
OWASP CLASP v1.2, http://www.lulu.com/items/volume_62/1401000/1401307/3/print/OWASP_CLASP_v1.2_for_print_LULU.pdf&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_customer%E2%80%99s_money&amp;diff=32205</id>
		<title>Losing customer’s money</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_customer%E2%80%99s_money&amp;diff=32205"/>
				<updated>2008-06-23T18:41:36Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;'''Description:'''&lt;br /&gt;
&lt;br /&gt;
Losing a customer’s money can occur by an attacker, to the network going down, to a customer incurring costs for a product or service which was never used or received.&lt;br /&gt;
&lt;br /&gt;
'''Risk Factors:''' &lt;br /&gt;
&lt;br /&gt;
• Unhappy customer &lt;br /&gt;
&lt;br /&gt;
• Disgruntle customers will leave &lt;br /&gt;
• New and existing customers talk badly about their experiences to friends. &lt;br /&gt;
&lt;br /&gt;
• Company’s reputation is smudged &lt;br /&gt;
&lt;br /&gt;
• Legal action occurs &lt;br /&gt;
&lt;br /&gt;
• Threat to the network or an application&lt;br /&gt;
&lt;br /&gt;
• Invasion of customer’s privacy&lt;br /&gt;
&lt;br /&gt;
'''Example:''' &lt;br /&gt;
&lt;br /&gt;
'''Missing Equipment'''&lt;br /&gt;
&lt;br /&gt;
The application doesn’t reflect the correct status of the inventory and a customer purchases a device which is backordered. The customer becomes frustrated with the company when the item is not received. This customer talks to their colleagues about their experiences with your company. The company's reputation is smudged in the community. &lt;br /&gt;
&lt;br /&gt;
'''Hackers'''&lt;br /&gt;
&lt;br /&gt;
A hacker invades a network and finds its way through an application wall.  Customer’s unencrypted credit card data was located within an application database.  The data was opened and the credit card info was retrieved.  The customer is now experiencing identity fraud.  The customer now feels violated and doesn’t know how or why this occurred.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
'''Related Technical Impacts'''&lt;br /&gt;
&lt;br /&gt;
- Loss of confidentiality&lt;br /&gt;
- Loss of accountability&lt;br /&gt;
&lt;br /&gt;
'''References'''&lt;br /&gt;
&lt;br /&gt;
OWASP Top 10 - Ruby on Rails version, http://www.lulu.com/items/volume_62/1412000/1412042/1/print/Owasp-rails-security.pdf&lt;br /&gt;
&lt;br /&gt;
OWASP CLASP v1.2, http://www.lulu.com/items/volume_62/1401000/1401307/3/print/OWASP_CLASP_v1.2_for_print_LULU.pdf&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_customer%E2%80%99s_money&amp;diff=32204</id>
		<title>Losing customer’s money</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_customer%E2%80%99s_money&amp;diff=32204"/>
				<updated>2008-06-23T18:40:31Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;'''Description:'''&lt;br /&gt;
&lt;br /&gt;
Losing a customer’s money can occur by an attacker, to the network going down, to a customer incurring costs for a product or service which was never used or received.&lt;br /&gt;
&lt;br /&gt;
'''Risk Factors:''' &lt;br /&gt;
&lt;br /&gt;
• Unhappy customer &lt;br /&gt;
&lt;br /&gt;
• Disgruntle customers will leave &lt;br /&gt;
• New and existing customers talk badly about their experiences to friends. &lt;br /&gt;
&lt;br /&gt;
• Company’s reputation is smudged &lt;br /&gt;
&lt;br /&gt;
• Legal action occurs &lt;br /&gt;
&lt;br /&gt;
• Threat to the network or an application&lt;br /&gt;
&lt;br /&gt;
• Invasion of customer’s privacy&lt;br /&gt;
&lt;br /&gt;
'''Example:''' &lt;br /&gt;
&lt;br /&gt;
'''Missing Equipment'''&lt;br /&gt;
&lt;br /&gt;
The application doesn’t reflect the correct status of the inventory and a customer purchases a device which is backordered. The customer becomes frustrated with the company when the item is not received. This customer talks to their colleagues about their experiences with your company. The company's reputation is smudged in the community. &lt;br /&gt;
&lt;br /&gt;
'''Hackers'''&lt;br /&gt;
&lt;br /&gt;
A hacker invades a network and finds its way through an application wall.  Customer’s unencrypted credit card data was located within an application database.  The data was opened and the credit card info was retrieved.  The customer is now experiencing identity fraud.  The customer now feels violated and doesn’t know how or why this occurred.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
'''Related Technical Impacts'''&lt;br /&gt;
&lt;br /&gt;
 	Loss of confidentiality &lt;br /&gt;
 	Loss of accountability &lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
'''References'''&lt;br /&gt;
&lt;br /&gt;
OWASP Top 10 - Ruby on Rails version, http://www.lulu.com/items/volume_62/1412000/1412042/1/print/Owasp-rails-security.pdf&lt;br /&gt;
&lt;br /&gt;
OWASP CLASP v1.2, http://www.lulu.com/items/volume_62/1401000/1401307/3/print/OWASP_CLASP_v1.2_for_print_LULU.pdf&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32203</id>
		<title>Losing your money</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32203"/>
				<updated>2008-06-23T18:36:57Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;'''Description:''' &lt;br /&gt;
&lt;br /&gt;
Any company as a whole is made up of individuals. If the company experiences a revenue reduction, this translates down to a reduction in benefits for the employees and possibly even to a reduction of the number of its employees. &lt;br /&gt;
&lt;br /&gt;
'''Risk Factors:''' &lt;br /&gt;
&lt;br /&gt;
• The financial report is impacted when an application or network service level agreement is not met. &lt;br /&gt;
&lt;br /&gt;
• Reduction in benefits for the individual. &lt;br /&gt;
&lt;br /&gt;
• Reduction in headcount for the company. &lt;br /&gt;
&lt;br /&gt;
• A company's expenses will exceed its revenues. &lt;br /&gt;
&lt;br /&gt;
• Hackers invading a network or application system. &lt;br /&gt;
&lt;br /&gt;
• PCI compliancy did not occur and the company is fined.&lt;br /&gt;
&lt;br /&gt;
'''Example:''' &lt;br /&gt;
&lt;br /&gt;
'''A Company's Expenses Exceed Its Revenues''' &lt;br /&gt;
&lt;br /&gt;
The business looks at ways to reduce costs. Employee benefits are re-examined and modified to support reducing company cost thus reducing its yearly expenses. &lt;br /&gt;
&lt;br /&gt;
'''Domino Impact'''&lt;br /&gt;
&lt;br /&gt;
A hacker invades a network and finds its way through an application wall.  The customer’s encrypted personal data was opened and used outside in the business market.  The customer files a lawsuit against the company.  The company files bankruptcy.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
'''Related Technical Impacts'''&lt;br /&gt;
&lt;br /&gt;
 	Loss of confidentiality &lt;br /&gt;
&lt;br /&gt;
 	Loss of integrity &lt;br /&gt;
&lt;br /&gt;
 	Loss of availability &lt;br /&gt;
&lt;br /&gt;
 	Loss of accountability &lt;br /&gt;
&lt;br /&gt;
'''References'''&lt;br /&gt;
&lt;br /&gt;
OWASP Top 10 - Ruby on Rails version, http://www.lulu.com/items/volume_62/1412000/1412042/1/print/Owasp-rails-security.pdf&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_sellable_products&amp;diff=32092</id>
		<title>Losing sellable products</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_sellable_products&amp;diff=32092"/>
				<updated>2008-06-20T16:18:51Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: New page: '''Description:'''  The business is not set up to effectively distribute, sell or maintain products for existing or new customers. Businesses basically fall into two categories:  product p...&lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;'''Description:'''&lt;br /&gt;
&lt;br /&gt;
The business is not set up to effectively distribute, sell or maintain products for existing or new customers. Businesses basically fall into two categories:  product providers and service providers. Product providers sell the products to the customers.  Service providers maintain customer’s throughout the life-cycle.  This means that special needs have to be made to take care of the customer so that they will continue to use your services.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
'''Risk Factors:'''&lt;br /&gt;
&lt;br /&gt;
•	Irate customers&lt;br /&gt;
&lt;br /&gt;
•	Equipment, services and/or features missing from applications frustrates users&lt;br /&gt;
&lt;br /&gt;
•	Network and application failures upsets both users and customers&lt;br /&gt;
&lt;br /&gt;
•	Profits decrease for the company.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
'''Example:''' &lt;br /&gt;
A sales tool application is down for two hours which impacts users to sell products to customers.  The Service Level Agreement (SLA) of the application is not met.  Potential loss of revenue for those two hours is estimated at $200K. (Note:  each application has its own SLA agreement pre-determined and an Application Business Impact Analysis (ABIA) survey determines the financial loss).&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_opportunity_to_make_money&amp;diff=32091</id>
		<title>Losing opportunity to make money</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_opportunity_to_make_money&amp;diff=32091"/>
				<updated>2008-06-20T16:12:36Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;'''Description:'''  We currently live in a society where a customer expects instant gratification.  A system or network issue will impact the opportunity for the user to bring in money for the company therefore losing the opportunity to make money. &lt;br /&gt;
&lt;br /&gt;
Risk Factors:&lt;br /&gt;
&lt;br /&gt;
•	Reduction in customer satisfaction&lt;br /&gt;
&lt;br /&gt;
•	Potential loss of new customers&lt;br /&gt;
&lt;br /&gt;
•	Alienation of existing customers&lt;br /&gt;
&lt;br /&gt;
Example:&lt;br /&gt;
&lt;br /&gt;
A potential customer is shopping for a new wireless device and plan.  If a system is experiencing issues, the customer becomes weary of the company and decides to hold off purchasing.  This will result in losing the opportunity for the company to make money.&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_opportunity_to_make_money&amp;diff=32090</id>
		<title>Losing opportunity to make money</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_opportunity_to_make_money&amp;diff=32090"/>
				<updated>2008-06-20T16:11:49Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: New page: '''Description:'''  We currently live in a society where a customer expects instant gratification.  A system or network issues impact the opportunity for the user to bring in money for the...&lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;'''Description:'''  We currently live in a society where a customer expects instant gratification.  A system or network issues impact the opportunity for the user to bring in money for the company therefore losing the opportunity to make money. &lt;br /&gt;
&lt;br /&gt;
Risk Factors:&lt;br /&gt;
&lt;br /&gt;
•	Reduction in customer satisfaction&lt;br /&gt;
&lt;br /&gt;
•	Potential loss of new customers&lt;br /&gt;
&lt;br /&gt;
•	Alienation of existing customers&lt;br /&gt;
&lt;br /&gt;
Example:&lt;br /&gt;
&lt;br /&gt;
A potential customer is shopping for a new wireless device and plan.  If a system is experiencing issues, the customer becomes weary of the company and decides to hold off purchasing.  This will result in losing the opportunity for the company to make money.&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32089</id>
		<title>Losing your money</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_your_money&amp;diff=32089"/>
				<updated>2008-06-20T15:52:57Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;'''Description:'''&lt;br /&gt;
Any company as a whole is made up of individuals.   If the company experiences a revenue reduction, this translates down to a reduction in benefits for the employees and possibly even to a reduction of the number of its employees.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
'''Risk Factors:'''&lt;br /&gt;
&lt;br /&gt;
•	The financial report is impacted when an application or network service level agreement is not met.  &lt;br /&gt;
&lt;br /&gt;
•	Reduction in benefits for the individual.&lt;br /&gt;
&lt;br /&gt;
•	Reduction in headcount for the company.&lt;br /&gt;
&lt;br /&gt;
•	A company's expenses will exceed its revenues. &lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
'''Example:''' &lt;br /&gt;
A company's expenses exceed its revenues.   The business looks at ways to reduce costs.  Employee benefits are re-examined and modified to support reducing company cost thus reducing its yearly expenses.&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_customer%E2%80%99s_money&amp;diff=32087</id>
		<title>Losing customer’s money</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_customer%E2%80%99s_money&amp;diff=32087"/>
				<updated>2008-06-20T15:47:04Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;'''Description:'''&lt;br /&gt;
A customer’s money loss would incur when a customer paid for a product or service which was never used or received. &lt;br /&gt;
&lt;br /&gt;
'''Risk Factors:'''&lt;br /&gt;
&lt;br /&gt;
•	Unhappy customer&lt;br /&gt;
&lt;br /&gt;
•	Disgruntle customers will leave&lt;br /&gt;
&lt;br /&gt;
•	New and existing customers talk badly about their experiences to friends.&lt;br /&gt;
&lt;br /&gt;
•	Company’s reputation is smudged&lt;br /&gt;
&lt;br /&gt;
•	Legal action occurs&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
'''Example:''' &lt;br /&gt;
&lt;br /&gt;
The application doesn’t reflect the correct status of the inventory and a customer purchases a device which is backordered.  The customer becomes frustrated with the company when the item is not received.   This customer talks to their colleagues about their experiences with your company.  The company's reputation is smudged in the community.&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_customer%E2%80%99s_money&amp;diff=32086</id>
		<title>Losing customer’s money</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_customer%E2%80%99s_money&amp;diff=32086"/>
				<updated>2008-06-20T15:45:18Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;'''Description:'''&lt;br /&gt;
A customer’s money loss would incur when a customer paid for a product or service which was never used or received. &lt;br /&gt;
&lt;br /&gt;
'''Risk Factors:'''&lt;br /&gt;
&lt;br /&gt;
•	Unhappy customer&lt;br /&gt;
&lt;br /&gt;
•	Disgruntle customers will leave&lt;br /&gt;
&lt;br /&gt;
•	New and existing customers talk badly about their experiences to friends.&lt;br /&gt;
&lt;br /&gt;
•	Company’s reputation is smudged&lt;br /&gt;
&lt;br /&gt;
•	Legal action occurs&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
'''Example:''' &lt;br /&gt;
&lt;br /&gt;
The application doesn’t reflect the correct status of the inventory and a customer purchases a device which is backordered.  The customer becomes frustrated with the company when the item is not received.   This customer talks to their colleagues about their experiences with your company.  The company’s financial profits are decreased.&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_customer%E2%80%99s_money&amp;diff=32085</id>
		<title>Losing customer’s money</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_customer%E2%80%99s_money&amp;diff=32085"/>
				<updated>2008-06-20T15:44:48Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;'''Description:'''&lt;br /&gt;
A customer’s money loss would incur when a customer paid for a product or service which was never used or received. &lt;br /&gt;
&lt;br /&gt;
'''Risk Factors:'''&lt;br /&gt;
•	Unhappy customer&lt;br /&gt;
&lt;br /&gt;
•	Disgruntle customers will leave&lt;br /&gt;
•	New and existing customers talk badly about their experiences to friends.&lt;br /&gt;
•	Company’s reputation is smudged&lt;br /&gt;
•	Legal action occurs&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
'''Example:''' &lt;br /&gt;
&lt;br /&gt;
The application doesn’t reflect the correct status of the inventory and a customer purchases a device which is backordered.  The customer becomes frustrated with the company when the item is not received.   This customer talks to their colleagues about their experiences with your company.  The company’s financial profits are decreased.&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	<entry>
		<id>https://wiki.owasp.org/index.php?title=Losing_customer%E2%80%99s_money&amp;diff=32084</id>
		<title>Losing customer’s money</title>
		<link rel="alternate" type="text/html" href="https://wiki.owasp.org/index.php?title=Losing_customer%E2%80%99s_money&amp;diff=32084"/>
				<updated>2008-06-20T15:44:08Z</updated>
		
		<summary type="html">&lt;p&gt;Dcabra01: New page: '''Description:''' A customer’s money loss would incur when a customer paid for a product or service which was never used or received.   '''Risk Factors:''' •	Unhappy customer •	Disg...&lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;'''Description:'''&lt;br /&gt;
A customer’s money loss would incur when a customer paid for a product or service which was never used or received. &lt;br /&gt;
&lt;br /&gt;
'''Risk Factors:'''&lt;br /&gt;
•	Unhappy customer&lt;br /&gt;
•	Disgruntle customers will leave&lt;br /&gt;
•	New and existing customers talk badly about their experiences to friends.&lt;br /&gt;
•	Company’s reputation is smudged&lt;br /&gt;
•	Legal action occurs&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
'''Example:''' &lt;br /&gt;
&lt;br /&gt;
The application doesn’t reflect the correct status of the inventory and a customer purchases a device which is backordered.  The customer becomes frustrated with the company when the item is not received.   This customer talks to their colleagues about their experiences with your company.  The company’s financial profits are decreased.&lt;/div&gt;</summary>
		<author><name>Dcabra01</name></author>	</entry>

	</feed>